Rate Methodology

Last reviewed: 2026-06-05

The following sources are used to compile rate data across FindMeRates.com:

• Mortgage rates: Freddie Mac Primary Mortgage Market Survey (PMMS), updated weekly; FRED series MORTGAGE30US and MORTGAGE15US; lender-published rate sheets.
• CD & savings rates: FDIC Weekly National Rates and Rate Caps report; published rate sheets from FDIC-insured banks and NCUA-insured credit unions.
• Auto loan rates: Federal Reserve G.19 Consumer Credit release; lender-published rate sheets.
• Personal loan rates: Federal Reserve G.19 Consumer Credit release; lender-published APR ranges.

Rate disclaimer: Rates displayed are for informational purposes only and may not reflect the rate ultimately offered to you. Your actual rate depends on your credit profile, loan amount, term, lender criteria, and current market conditions. Always confirm the rate directly with the lender before applying.

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